Many people think it doesn't really matter where they buy their insurance. But this misconception could be costing them money, service and protection. Buying insurance isn't like buying traditional consumer goods. Insurance is an important safety net for a family, a car, a home, or a business. Consider your options before making such an important decision!

There is a difference in where you buy your protection. Many people don't realize there are three sources for insurance: 

• Captive Agents -- sell you the insurance of only one company. 
• Telephone Representatives -- offer you the insurance of one company, and only on the telephone.
• Independent Insurance Agents and Brokers -- represent numerous insurance companies and research these firms to find you the best combination of price, coverage, and service.